Variable Milling Repayments vs. Fixed Buy Now Pay Later (BNPL)

Generate a monthly milling pattern and compare a usage-linked repayment with a fixed payment obligation.

Minimum grain milled

Maximum grain milled

Range period

Edit Assumptions

Comparison period

months

Mill package price

KES

Deposit

KES

BNPL finance fee

Variable finance fee

Variable base repayment

KES / week

Usage repayment

KES / kg

Sensor conversion

kg / kWh

Sample seed

Variable income vs. a fixed repayment

Variable repayment from milling Fixed BNPL repayment Monthly shortfall Variable payoff month

Month	Kg milled	Sensor kWh	Variable paid	Shortfall